Last Updated: September 28, 2025

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS WEBSITE. By accessing or using this website or any related services, you acknowledge and agree to be bound by the following terms and conditions. If you do not agree to these Terms of Use, you must not access or use the website or services.

This agreement governs your access to and use of this website and all services and content provided by UnCreative Capital LLC, including www.thecreative-trader.com (collectively, the "Site").

1. Intellectual Property Rights & Limited License

All content and materials on the Site (including videos, graphics, images, audio, code, and documentation) are the intellectual property of UnCreative Capital LLC or its third-party licensors. You are granted a limited, non-exclusive, non-transferable, non-sublicensable license to use the Site solely for personal, non-commercial purposes. Unauthorized use, reproduction, or distribution is strictly prohibited and may violate copyright, trademark, or other laws.

2. Copyright Notice

All content is protected by copyright laws unless otherwise noted. Any unauthorized use or reproduction may result in legal action.

3. Trademarks and Proprietary Rights

All trademarks, service marks, logos, and names are either owned by or licensed to UnCreative Capital LLC, including but not limited to “The Creative Trader.” Unauthorized use is strictly prohibited. If you believe your intellectual property has been infringed, contact us at [email protected].

4. Accuracy of Content

We make no warranties as to the accuracy, completeness, or currency of any content. Content may be changed or removed without notice.

5. Electronic Communications

By registering or using this Site, you consent to receive electronic communications including emails and notifications related to updates, policies, services, and promotional content.

6. User Submissions

Any ideas, feedback, or content you submit to the Site becomes our property, without compensation or obligation. We reserve the right to use, display, and reproduce submissions for any purpose.

7. Security and Access

While we strive to protect your data, we cannot and do not guarantee complete security. You accept all risks associated with using the Site, including potential unauthorized access.

8. Privacy Policy

Your use of the Site is also governed by our Privacy Policy, available at https://www.thecreative-trader.com/privacy. Continued use constitutes acceptance of our data collection and processing practices.

9. Earnings and Results Disclaimer

The Creative Trader course is provided for educational purposes only. We do not offer or provide financial advice, trading recommendations, or investment services. Any references to funding, income, or performance are exceptional results and not representative of typical user experience.

We make no guarantees—express or implied—regarding your ability to earn money, secure funding, or achieve any outcome through this program. You are solely responsible for your financial decisions and results. Use of our content and participation in this program is entirely at your own risk.

10. Refund Policy – 7-Day Satisfaction Guarantee

The Company offers a 7-Day Satisfaction Guarantee for The Creative Trader program. Customers may request a full refund within seven (7) days of purchase if they are not satisfied, provided that less than fifty percent (50%) of the course content has been accessed or completed.

Course progress is determined by the Company’s learning management system and includes video modules, lessons, and related materials accessed. If more than fifty percent (50%) of the program has been completed, no refund will be issued. No refunds will be granted after seven (7) days from the date of purchase.

This policy is intended to provide customers with a fair opportunity to evaluate the program, while ensuring protection against misuse of the refund guarantee.

The Company may, in its sole discretion, refund the initial fee charged for any use of the Site and/or any Content, or a pro-rata portion thereof, consistent with this refund policy. Customers acknowledge and agree that this refund policy is the exclusive remedy available and that no other warranties, promises, or guarantees of refunds apply. The Company shall not be held liable for any misunderstanding or misinterpretation of this policy. This refund policy is the sole and exclusive remedy available to customers, and you waive any right to pursue additional claims, damages, or remedies related to payments made for the program.

11. Third-Party Disclaimers

We are not responsible for any errors, delays, or failures caused by third-party services, including payment providers like Stripe or hosting platforms. Disputes or malfunctions must be resolved with those third parties directly.

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, UnCreative Capital LLC SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF DATA, BUSINESS INTERRUPTION, OR LOSS OF GOODWILL, ARISING OUT OF OR RELATING TO YOUR USE OR INABILITY TO USE THE SITE OR ANY ASSOCIATED SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED THE AMOUNT PAID BY YOU FOR ACCESS TO THE SITE OR PROGRAM. ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED (INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT), ARE DISCLAIMED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

13. Indemnification

You agree to indemnify, defend, and hold harmless UnCreative Capital LLC, its officers, directors, employees, agents, licensors, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorney’s fees) arising out of or in any way connected with: (a) your use of the Site or services; (b) your violation of these Terms of Use; (c) your violation of any law or the rights of any third party; or (d) any content you submit or share through the Site. We reserve the right to assume the exclusive defense and control of any matter subject to indemnification, in which case you agree to cooperate fully with us.

14. Governing Law & Jurisdiction

This agreement shall be governed by and interpreted in accordance with the laws of the State of Illinois. You irrevocably submit to the exclusive jurisdiction of the state and federal courts located in Chicago, Illinois, for all legal proceedings arising under or related to these Terms.

15. Revisions

We reserve the right to change these Terms of Use at any time. It is your responsibility to review them periodically. Continued use of the Site constitutes your acceptance of any updates. When changes are made, the ‘Last Updated’ date at the top of this page will be revised to reflect the effective date of the update. Your continued use of the Site after any update constitutes your acceptance of the revised Terms. Updates apply prospectively and govern all purchases made after the effective date.

Questions? Contact us at: [email protected]

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